Items To Have Prepared For Your Application Meeting

Personal Policies

  • Basic information about you
    • Name and date of birth
    • Contact information – mailing address, phone number and  email address
    • Your SIN, driver’s license number and expiry date
    • Your employment information
      • Name and address of your employer
      • Type of business
      • Nature of your occupation
    • Place of birth and immigration status in Canada
      • If you are a permanent resident, we would need your date of arrival in Canada
      • If you are a temporary resident, we would need your date of arrival in Canada as well as a copy of your student/work permit
  • Basic information about you
    • Name and date of birth
    • Contact information – mailing address, phone number and  email address
    • Your SIN, driver’s license number and expiry date
    • Your employment information
      • Name and address of your employer
      • Type of business
      • Nature of your occupation
    • Place of birth and immigration status in Canada
      • If you are a permanent resident, we would need your date of arrival in Canada
      • If you are a temporary resident, we would need your date of arrival in Canada as well as a copy of your student/work permit
  • Think about who you want to name as your primary and contingent beneficiaries
  • Financial Information 
    • Annual Earned Income and other income sources
    • Assets and Liabilities
    • If you have declared bankruptcy in the past, we would need the date declared and date discharged as applicable
  • Lifestyle Information
    • Details of extended travel plans if applicable
    • Details about your avocations if you engage in hazardous activities or extreme sports
    • Driving Offenses – dates and details of violation
    • Alcohol and drug use
    • Smoker status
  • Insurance History
    • Policy Number, Issue Date, Company and Benefit Amount
    • Details of any postponements, declines, ratings, restrictions or modifications in your policies
    • Any pending applications with any other carrier
  •  Depending on the amount you will be applying for, we might also need your Health Information
    • Height and weight
    • Family doctor’s information and details about your most recent visit to the doctor
    • Family Health history ( biological parents and siblings) –  diagnosis, age of onset and age at death or current age if living
    • Details about any illnesses you have have including date of diagnosis, symptoms, tests, surgeries and medications. Here’s a sample Health Questionnaire.

Corporate Policies

  • Personal Information – please refer to the Items to Prepare for Personal Policies
  • Business Information
    • Legal Name of the business and nature of the business
    • Incorporation number and business number
    • Business contact information
    • Beneficial ownership details and percentage of ownership
    • Business Financials
      • Assets and liabilities
      • Fair market value
      • Net profit last year and the previous year
    • Insurance information (if any)
    • Copies of your articles of incorporation and business registration

Minor Policies (Life Insured is less than 16 years of age)

  • Owner (Basic information about you)
    • Name and date of birth
    • Contact information – mailing address, phone number and  email address
    • Your SIN, driver’s license number and expiry date
    • Your employment information
      • Name and address of your employer
      • Type of business
      • Nature of your occupation
    • Place of birth and immigration status in Canada
      • If you are a permanent resident, we would need your date of arrival in Canada
      • If you are a temporary resident, we would need your date of arrival in Canada as well as a copy of your student/work permit
      •  

Minor Life Insured

    • Name and date of birth

       

    • Place of birth and immigration status in Canada
      • If you are a permanent resident, we would need your date of arrival in Canada
      • If you are a temporary resident, we would need your date of arrival in Canada as well as a copy of your student/work permit

    • Lifestyle Information
      • Details of extended travel plans if applicable
      • Details about your avocations if you engage in hazardous activities or extreme sports
      • Alcohol and drug use
      • Smoker status

         

    • Gross earned income and insurance coverage for both parents

       

    • Insurance coverage for siblings if any

       

    • Lifestyle Information
      • Details of extended travel plans if applicable
      • Details about your avocations if you engage in hazardous activities or extreme sports
      • Driving Offenses – dates and details of violation
      • Alcohol and drug use
      • Smoker status
      •   
    • Insurance History
      • Policy Number, Issue Date, Company and Benefit Amount
      • Details of any postponements, declines, ratings, restrictions or modifications in your policies
      • Any pending applications with any other carrier

    • Health Information
      • Height and weight
      • Family doctor’s information and details about your most recent visit to the doctor
      • Family Health history (biological parents and siblings) –  diagnosis, age of onset and age at death or current age if living
      • Details about any illnesses you have have including date of diagnosis, symptoms, tests, surgeries and medications. Here’s a sample Health Questionnaire.